La titularización en las empresas ecuatorianas como estrategia de financiamiento empresarial

Abstract

The purpose of this Master’s Thesis is to demonstrated the use of securitization as a financial instrument to create an accurate financial strategy in order to generate a greater financial gain, This economic growth can be achieved by avoiding high interest rate loans that only cause an unnecessary expense. When well structured and properly managed securitization is use, it can give a business the ability to generate profitability. Taking in consideration the competitive environment in which ecuadorian companies operate today, the search for new sources of financing has been promoted, allowing them to obtain a competitive advantage over their counterparts, in order to consolidate themselves in the market and achieve its business growth. Securitization allows the issuance of securities with a charge to an autonomous patrimony, and has been progressively used by the different industries in the ecuadorian market.