Evaluar la efectividad del Microcrédito entregado por las ONG’S, a la población del sector urbano de la Ciudadela Nueva, del cantón Píllaro de la provincia de Tungurahua en los períodos comprendidos entre 2011 al 2013

Abstract

The present investigation takes as an intention to evaluate the effectiveness on the delivery of the microcredits realized to the communities most needed on the part of the Diocese of Ambato, institution that delivers the credits across two forms: capital loans (Banking Commune) and loans mortgage, it was considered to be the city of Tungurahua of the county Píllaro, inside the county there have been formed 50 communal bankings that serve for the delivery the credits to the communities, for analysis there focused on the quarter New City itself that is constituted by 36 associates, in the development one raised like general target, to evaluate the effectiveness of the microcredit delivered by the ONG's, the population of the urban sector of the New City, of the county Píllaro of The City of Tungurahua in the periods understood between 2011 2013, like specific targets: i) to analyze two recognized methods (communal banking and housing), for the New City, of the county Píllaro; ii) to investigate the advantages and disadvantages that the microcredit delivered by the ONG`s has; and, iii) to identify the economic results for the New City between the periods 2011 2013, in parameters of quality of life, familiar, individual or community economy, The investigation will face the different ONG's, if the microcredits delivered in the future it is possible to answer in other communities of the whole country, considering the recommendations described in the thesis.