Estimación de asignación de capital semilla para emprendimientos del distrito metropolitano de quito usando modelo scoring en el marco del programa fondos de la ciudad de Quito (FONQUITO) : Levantamiento de información, modelado y testeo de la data.

Abstract

Entrepreneurship is a recent or new business project that has a potential for growth thanks to a competitive advantage, technological or not, to become at least a small company to whom the supply and financial products neglect their needs, generating a fault that lies in the existence of asymmetric information regarding the real benefits and risks of new projects of these companies. The factors of this segment of entrepreneurship seek the full realization of the growth potential of enterprises such as access to networks and business support services of high added value that supplement and correct the deficiencies of the entrepreneur. This need makes it possible to integrate the concept of seed capital, which is an investment that counteracts the weaknesses of the enterprises by also being a capital that contributes not only in financing but also great experience in areas such as strategy, administration or commercial. The enterprises that start from an adequate financial distribution in their gestation operations contribute to start a sustainable entrepreneurship project, however, the possibility of it depends on factors such as the value proposal, experience, age, capital, Customers segment, market, among others that determine the success of the product or service offered. There are investment programs whose purpose is to provide financial incentives to start-ups through the allocation of seed capital, which allows investments to be included considering the risks that the same is subject to the market, whose intention is the correct and appropriate allocation of capital based on the information obtained from each factor. The objective of this study is to construct a scoring model based on information on the factors that determine the positioning of an enterprise in the local market, through the appropriate allocation of seed capital, that allows this segment the evolution; in sales, human capital and in generated impact.