Análisis de supervivencia aplicado a las entidades del sector financiero popular y solidario en el período 2012 - 2015

Abstract

This study aims to identify the determinants financial factors that lead to a credit union to the financial infeasibility and consequently forced liquidation, for which survival analysis will be used under methodologies Kaplan Meier and Cox proportional hazards. The data used correspond to the financial information reported by the active entities of the five segments in the period 2012 - 2015 and that did not have the event study. The results of this model will provide important information for the credit unions and for control entities as an early warning methodology that will allow establishing control strategies and corrective and timely preventive measures to avoid an entity to present financial infeasibility, contributing thus the stability of the sector and strengthen it as part of the country's economy.