Determinantes que inciden al acceso del Sistema de Pensiones del Instituto Ecuatoriano de Seguridad Social (IESS), un análisis para el 2018.

Abstract

The following study identifies the main labor, economic and sociodemographic variables that determine access to the Pension System of the Ecuadorian Institute of Social Security, through a probit econometric model. The econometric evidence establishes that the probability of contributing to the pension system increases if the person is outside the young age group (15-24 years), which determines job stability in the labor market; who has secondary educational levels or, better still, higher; income above the unified basic salary; that the occupation is in a dependency relationship; married; he is of white-mestizo ethnicity; and, the number of relatives that make up the household (between 3 to 4 members). Finally, alternatives are proposed to increase the coverage of the pension system